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Monthly Archives

November 2021

Nov 29

Nonprofits are exploring innovative ways to thrive with United Way of Central Indiana’s support

By Sponsor Insight

by Jonathan Jones, senior director of social innovation, United Way of Central Indiana

There’s a way to do it better. Find it.

That’s a quote from Thomas Edison, one of the greatest inventors in American history. Even with minimal schooling and a hearing impairment, Edison found a way to channel his imagination and curiosity into innovations that have made all our lives better.

Innovation is never easy, especially in the human services sector. With nearly a quarter of a million households in Central Indiana in poverty or economically unstable, community organizations are working tirelessly – even more so during the pandemic – to address so many challenges facing our Hoosier families.

At the end of the day, there are few hours remaining and resources left for agencies to even consider Edison’s statement. So, in 2018, United Way of Central Indiana offered an innovative solution by creating a new strategy, a significant investment and solid commitment to promoting and funding social innovation initiatives in our region.

Since unveiling the Social Innovation Fund three years ago, United Way has granted $2.95 million to 35 United Way accredited and non-accredited community organizations to “find a way to do it better.” In the spirit of Edison, we’re happy to report that the light bulb is working.

For example, the Indianapolis Legal Aid Society has used its Social Innovation Fund grant to hire a full-time social worker to collaborate with attorneys assisting individuals who are struggling to stabilize their lives. The innovative idea here is the partnership between social and legal services: While the lawyer might be helping a client on an eviction notice or reinstatement of a driver’s license, the social worker can focus on helping the client overcome other social impediments to success like financial and transportation assistance.

In another example, grant recipient Growing Places Indy has used its social innovation funding to expand its Urban Farm Incubator program, the first of its kind in Indiana. Growing Places Indy began its work by supporting new and underrepresented farmers of color in urban areas by providing access to land, mentoring, equipment, job training and business development assistance. Now, the program will expand to include training in farming technologies, and a combination food hub for individuals in need a co-op for local farmers who seek additional support. The innovative concept here is lifting up agriculture as a way to address food insecurity and workforce development – together.

Recently, United Way selected 14 organizations that will receive Social Innovation Fund grants totaling $1.2 million for the 2021-2022 fiscal year. With these funds, organizations will use innovative approaches to combat homelessness, expand nutrition programs for Black individuals living with HIV, and support people affected by addiction and substance use disorder, just to name a few. Just think, roughly 5,000 people in total will benefit from innovation in human services in 2022. By successfully seeding innovation in human services now, we hope to expand these initiatives to serve more people throughout our community.

United Way is proud to be a leader in accelerating new ideas that could ultimately lead to better outcomes for Hoosiers. Thanks to community organizations for their ingenuity and donors for their generosity, innovation will be the key to our community’s success and a brighter future.

The light bulb is on. There is a way to do it better. Together, we are finding it.

Nov 22

Financially preparing and protecting for today, tomorrow, and the years to come

By Sponsor Insight

by Sandy McCarthy, president, Retirement Services, OneAmerica

As professionals in the financial services industry, we’ve devoted our careers to helping individuals attain financial peace of mind, personal protection, and retirement security.

The pandemic, though, has cast this important work in a new light, invigorating Americans’ interests in all aspects of financial preparedness and personal protection, and highlighting the deep connections between financial, physical, and emotional wellness.

This is a pivotal moment for our industry and the Americans we serve, as we guide those who have just experienced, first-hand, the complex and unexpected path life can take. In this new environment, widening the lens and broadening the view on the traditional idea of financial wellness can help Americans feel prepared and protected for today, tomorrow, and the years to come — whatever those days and years may bring.

Retirement and personal protection strategies go hand-in-hand

As a longtime veteran of the financial services industry, I’ve seen first-hand the energy we’ve collectively spent educating retirement plan participants about market risk, asset allocation, and the importance of beginning deferrals early. Though these are, of course, critical elements, there’s more that’s needed to help individuals establish peace-of-mind about their financial security.

As an industry, we must guide individual workers, and their employers, to look beyond the retirement plan — to realize that true, comprehensive plans for financial wellness also incorporate personal protection and decumulation strategies. This is especially critical and relevant post-COVID, as the pandemic forced the idea of financial protection for loved ones, and our own mortality, to be top of mind in a way we haven’t seen previously.

As uncertainties abound, the products and strategies we provide are a port in the storm — allowing individuals to safeguard retirement savings, set aside money for health or longterm care expenses, or ensure loved ones are protected. And the focus on healthcare expenses, in addition to retirement funds, is one that can’t be overlooked.

According to HealthView Services, a 65-year-old couple in good health will need $387,644 to pay for healthcare costs for the remainder of their lives. And the U.S. Department of Health and Human Services reports that someone turning age 65 today has almost a 70 percent chance of needing some type of long-term care services and support in their remaining years.

Still, according to a survey from the American College of Financial Services, only about one third of retirees currently have any type of long-term care plan.

Widening the lens on financial wellness

In recent years, we have honed in on examining the critical role emotional and physical wellness play in holistic financial wellness. Financial stress can cause emotional or physical health issues, just as emotional or physical health issues can result in financial strain and resulting stress. These factors are important considerations, especially as our industry navigates how best to engage and educate American workers to take action toward overall financial wellness. We have an opportunity to meet each person where they are, and to help American workers take the next step in their personal wellness journeys — acknowledging and aligned with their individual circumstances or life events. According to Employee Benefit Research Institute’s 2020 Retirement Confidence Survey, 7 in 10 workers (69 percent) feel confident in their ability to retire comfortably, though only 27 percent feel very confident. Overall confidence is up slightly from 2018 and 2019, when the survey showed 64 percent and 67 percent. We’re collectively making progress, but there’s still work to be done.

Connecting where it counts

For many Americans, the workplace is the frontline for financial education, and it may even be one of the only places where individuals receive financial guidance. As an industry, it’s up to us to help employers understand the value of providing employees with opportunities to improve holistic financial wellness — both for the well-being of individual employees, and to meet company objectives. Employees who are less stressed about financial, physical, and emotional health are more focused, present, and able to contribute to business success.

This is a significant concept, considering data from the 2021 PwC Employee Financial Wellness Survey showing that nearly two thirds of full-time employees say their financial stress has increased since the start of the pandemic. This has an impact on both productivity and retention, with 45 percent saying finances have been a distraction at work and 72 percent indicating they would be attracted to another company that cares more about their financial well-being than their current company.

The promising news is that employers understand the important role they play; 62 percent of employers feel “extremely” responsible for their employees’ financial wellness, up significantly from 13 percent in 2013, according to Bank of America’s 2020 Workplace Benefits Report. Employers — along with the financial professionals who guide them — will continue to play an increasingly greater role in helping employees strengthen their financial foundations.

Our industry exists for times like these, and our purpose — to protect and secure — has only been emphasized and reaffirmed over the past 18 months.
We’re an industry connected to the people we serve, and it’s an honor to engage with a wide network of professionals committed to bettering the lives of individuals and their families.

Editor’s note: A version of this article was originally published in LIMRA Marketfacts #4, 2021.

Nov 22

Is trust-based philanthropy here to stay?

By Feature

Indiana philanthropic organizations are weighing advantages of maintaining unrestricted funding models and alternative reporting processes post-pandemic

by Shari Finnell, editor/writer, Not-for-profit News

In addition to a paralyzing pandemic and social unrest, 2020 marked the year that philanthropic organizations in Indiana, and nationally and globally, abandoned the rulebook on how grants traditionally had been issued.

Many Indiana philanthropic organizations, weighed down by the enormity of the challenges facing communities, including job losses and food insecurity, decided to distribute funds to nonprofits without the need for detailed grant requests or reporting processes.

“They woke up and asked, ‘What can we do?” recalled Claudia Cummings, president and CEO of the Indiana Philanthropic Alliance, which represents 190 philanthropic organizations in the state. The leaders of “one foundation showed up at the office one morning and mailed out checks to every single grantee — whether or not they had requested funds.”

Other philanthropic organizations shared similar stories with the alliance, including distributing funds without restrictions — trusting that the grant recipients would use them to carry out their mission quickly and optimally in the midst of the global pandemic.

In that way, the COVID-19 pandemic may have accelerated the adoption of better practices across all industries worldwide, according to Cummings.

“Many things we would have thought to be impossible pre-COVID were adopted by a lot of institutions. It has opened up opportunities,” Cummings said.

“While writing out checks to those who never even asked might not be something that’s triggered all of the time or even ever again because it may not be a good practice, we have learned that dollars can go out rapidly and we understand the mechanisms that can make that happen.”

That demonstration of support didn’t come without challenges, Cummings said, noting that the markets went down in the wake of the pandemic outbreak.

“It was impacting the ability of philanthropy to even respond financially. It was a really rough first six months but what I saw on the ground was incredibly inspiring. Our members, even in light of what was happening with the markets, made the decisions to give more than they had ever given before

Pledge to transform philanthropy

The question on the minds of many interested in the future of philanthropy is whether these types of changes are temporary — or are they signaling a significant shift in how philanthropic organizations operate.

“Clearly, nothing in society globally is the same now as it was two years ago,” Cummings said. “No one has ever seen something this unprecedented. Now, we’re asking, ‘What happens next?’ There’s kind of a middle phase of trying to move as a response to recovery.”

The Council on Foundations is among the organizations that is advocating for change, encouraging philanthropists to pledge to reform the sector by adopting the following reforms, especially during the pandemic:

  • Make new grants as unrestricted as possible, so nonprofit partners have maximum flexibility to respond to the crisis.
  • Reduce what we ask of our nonprofit partners, postponing reporting requirements, site visits, and other demands on their time during this challenging period.
  • Contribute to community-based emergency response funds and other efforts to address the health and economic impact on those most affected by this pandemic.
  • Communicate proactively and regularly about our decision-making and response to provide helpful information while not asking more of grantee partners.
  • Commit to listening to our partners and especially to those communities least heard, lifting up their voices and experiences to inform public discourse and our own decision-making so we can act on their feedback. We recognize that the best solutions to the manifold crises caused by COVID-19 are not found within foundations.

While these measures are specifically focused on COVID-19, the council also advocates for long-lasting change in the areas of diversity, equity and inclusion as well as how philanthropists partner with nonprofits and the community working for social change.

Indiana philanthropy organizations advocating for change

Many Indiana organizations were among the philanthropists that accepted the pledge, Cummings said, and the expectation is that many of them will continue to accept the challenge to evolve. She also noted that numerous Indianapolis philanthropic organizations have already embraced change.

“Clearly, nothing in society globally is the same now as it was two years ago,” Cummings said. “No one has ever seen something this unprecedented. What happens next? There’s kind of a middle phase of trying to move as a response to recovery.

“What we hope to see is that our members will continue some of the practices that were learned at the height of the pandemic, including alternative reporting processes and an increase in unrestricted funds,” she said. “These are things that allow nonprofits more time to focus on their core mission.”

Nov 08

How do we reimagine shelter?: Pandemic forces Indianapolis leaders to seek new ways to address homelessness

By Feature

by Shari Finnell, editor/writer, Not-for-profit News

In recognition of National Homeless Awareness Month, Not-for-profit News gained insights from nonprofit leaders on the latest efforts to support those experiencing homelessness.

When Indiana Gov. Eric Holcomb issued a “stay-at-home order” on March 23, 2020, it became painfully clear that not all Hoosiers would have an equal ability to safely navigate the global pandemic of COVID-19, including people experiencing homelessness.

“It’s hard to be safe when you don’t have a home,” said Chelsea Haring-Cozzi, executive director of the Coalition for Homelessness Intervention & Prevention (CHIP), the organization leading The Indianapolis Community Plan to End Homelessness 2018-2023. “The way people were able to stay safe during the pandemic was to stay in their homes and engage in all the hygiene practices. That’s really scary if you don’t have that home in the midst of a public health crisis. It really elevated the nation of housing really is healthcare. We have to continue investing in and supporting permanent housing choices for people.”

Since the outbreak of COVID, community leaders and government officials have combined efforts to meet the needs of the city’s homeless as their numbers have swelled — to 1,928 on any given night based on a January 2021 point-in-time count. That’s up from 1,588 in January 2020. While some of those differences may be traced to a different counting method — over a five-day period instead of a one-night period, numerous factors have led to an increasing number of people experiencing homelessness, Haring Cozzi said.

In the past, Haring-Cozzi said, people may have avoided being counted in the homeless system because they relied on couch surfing for shelter. “What we saw this last year with COVID, people who may have stayed with family and friends found that was no longer a viable option. People are now saying, ‘I can’t run the risk of additional people in my house outside of the family unit.’”

Also, with social distancing rules in place, congregant housing, like Wheeler Mission’s shelters, were required to reduce the numbers of guests to abide by guidelines for social distancing during the pandemic.

Clearly, those challenges aren’t over. “We’re still in the midst of the pandemic,” Haring-Cozzi said. “Because of COVID, there are more people experiencing homeless, living unsheltered, and who are housing unstable.”

Another major complication in meeting the needs of those facing homelessness is inadequate staffing, according to Perry Hines, chief development officer for Wheeler Mission. Employee shortages have made it increasingly difficult to support initiatives to expand services at a time when they’re most needed. During a normal year, Hines said, the organization would serve 700-800 people with beds and/or meals at its facilities. In 2020, that number climbed to 1,200-1,300 per day because of the increased need, he said. 

“This year, we are planning for increased demand. What that means is finding beds and anticipating an increased need for food and social services — especially during the winter contingency time frame, which is Nov. 1 through March 31,” Hines said. 

However, some of the programs needed to support individuals and families experiencing homelessness, such as overseeing accommodations in hotels, require additional staffing, Hines said. 

“We are severely lacking in employees. We need help. At any given time, we will have 20 to 30 job openings. Our employees have a tough job. They’re on the front lines,” he said. “A lot of times our employees can go to McDonald’s and get $15 an hour. We don’t pay $15 an hour, so that makes it real tough to keep things in place. On top of the demand for more services and more people coming into your doors, you’re having a tough time getting qualified people to help open the doors.”

Planning a future with minimal homelessness

While the impact of COVID has been devastating for many individuals and families with inadequate housing or no housing, it has been impactful in accelerating collaboration around how to imagine alternatives to homeless shelters, Haring-Cozzi said. 

One of the primary ways that leaders are envisioning a new path is by considering alternatives to the prevailing sheltering model.

“A lot of sheltering is based on these congregate models,” Haring-Cozzi said. “That doesn’t allow for spaces where people can isolate and have privacy and for family units to stay together. The pandemic and the use of hotels really opened up a lot of our community leaders’ eyes on how to create safe sheltering models — one that serves public health purposes and serves the purpose of keeping families together. It becomes housing-centered.”

Those experiences helped shift the conversation to how to get people connected to permanent housing, Haring-Cozzi added. “We have started some intentional work around shelters being part of a rehousing process and not a destination — not a place where people stay for long periods of time,” she said. 

Another layer of support that needed to be addressed is the access to technology, according to Haring-Cozzi. With so many services going virtual during the pandemic, including mental health services, many people experiencing homelessness didn’t have the technology to access them. “We realized we have to make services accessible in a different type of way,” she said.

Hines also said that efforts must focus on expanding support services, including those that address mental health and addictions, to ensure that the needs of a segment of the population experiencing homelessness are met. 

“We are always asking how can we do more beyond addressing the immediate needs? That’s the emergency shelter part. We also are asking how can we solve the underlying problem? That’s the social work part,” Hines said. “We know that there are a lot of joblessness issues that result from mental health and addiction issues. Our hope and dream is that we want to end homeless in Indianapolis but that means addressing both the structural issues as well as the underlying causes.”

Haring-Cozzi said that she is hopeful that significant change can be realized as a result of the millions of dollars in federal funds targeted to homelessness throughout the nation, including Indianapolis. “This is probably a once in a lifetime opportunity to take these federal resources and really focus on how you shift systems and how you help support people getting back into permanent housing,” she said.

She also said that the collaboration around addressing homelessness — among nonprofit agencies, service providers, and government entities — will be instrumental in realizing real change.

“I’ve seen collaboration this past year in ways I have never seen it before,” she said. “We’re all working under the same shared agenda. We’re trying to keep people healthy and then get them into housing. That’s significant. This last year really helped kind of solidify that shared vision. We don’t want to manage homelessness. We really want to move towards ending it.”

Nov 08

Delegation vs. micromanagement: It’s a delicate balance

By Sponsor Insight

by Jan Frazier, Planning Plus, LLC

As much as I hate to admit it, I have often been accused of being a micro-manager, something all consultants preach is a big no-no. But as with anything, there certainly is a time and place for this style.

Delegation is revered as a managerial approach to empowering employees, improving efficiency in day-to-day operations, and is considered a “best practice.” The Rules of Delegation dictate that this approach only works if the “delegatee” has the knowledge, skills and experience to get the job done. And we do want to assume our employees have those requisites or they wouldn’t be there (right?). But an employee’s view of the outcome — what the end result should look like, both in style and substance — may be very different than that of the delegator. It’s not a question of skills; it’s a question of definition. And if a common definition of what a completed project looks like is not created, it will be hard to fix on the back end.

Managing for a successful outcome

What are your expectations for the work — as to both what and how? If you have a checklist in mind of how the work will be completed, it’s imperative you share that checklist. Otherwise, both parties could be in for a huge disappointment. Providing this picture of expectations is often called out as micro-managing but that is not always the case. Company culture can have a key aspect.

It may be OK in your organization that as long as the project gets done, we’re happy. But it may be that your culture dictates that projects are completed ahead of the final due date so that there is ample time to review, make edits, and ensure that all I’s are dotted and T’s are crossed prior to final completion.

In this Covid culture when a significant amount of time is spent off-site and not in the same room, e.g. Zoom, group emails, multiple texts, etc., at the end of the discussion have you specifically agreed who is going to do what and by when? And when will everyone follow up? When these pieces are missed, someone needs to step in and ask those questions. This may be considered micromanaging to some but thank goodness someone is stepping up to fill in these blanks.

A culture of performance-based management can go a long way to avoid these types of delegation vs. micromanagement conflicts.

Ensuring that all employees clearly understand what must be done, the expectations of performance (both what and how), and how their work will be evaluated is the first step in a performance-based management culture.

Too often, we are all moving so fast that we make a number of assumptions about how much employees understand what we want and our level of expectations. But that is a dangerous assumption to make.

In those cases, you may find yourself inevitably becoming the dreaded micromanager.